My Journey Through the Healthcare System – The Money Trail

Over a 5 Year Span I Spent over $100,000 on healthcare!

I opened a restaurant in Arizona and as an employer I had to fend for myself to get health insurance for me and my wife. Obamacare was going to be the end all answer for everyone! So I signed up for coverage for my wife and I with Blue Cross Blue Shield of Arizona (a non-profit charitable organization). Our premiums were $1,200 a month with $5,000 deductible EACH! During this period of time I was overweight, Type II diabetic and had high blood pressure. I had a lot of aches and pains and other health problems that maxed out the deductible for those 5 years. So I paid $15,000 a year in premiums while spending an additional $5,000 a year to cover deductibles. So $20,000 for 5 years equals $100,000. And after spending all this money on my health, how was I feeling? Absolutely terrible!

I could go on and on about how inefficient our healthcare system is, but I’ll just say a few things about that. Isn’t it frustrating that you go into your doctor’s office for an appointment that you’ve waited a long time for only to find out you need a test or a scan. And it then takes weeks to get that done! Hopefully things don’t get worse or you don’t die while waiting! And the prices on everything! Nobody talks about prices and if you did they probably would look at you like you’re from outer space.

Ouch! But its just a cut, right?

I had an employee cut himself while prepping food. The bleeding stopped, we bandaged him up and we put a glove on him. I thought everything was ok, but when he got home his wife made him go to the hospital emergency room! He got 3 stitches at $300 each for a total bill of $900 which my worker’s comp insurance paid. And then the insurance company dropped me and I had to hustle to find another company at way bigger premiums. Next time, go to Urgent Care where stitches are only $100 each!

Last story… I had a colonoscopy and upper endoscopy done at the same time. I got a bill for two anesthesiologist services! Why? I was out already. Why two charges? I don’t know! How about this, during my first colonoscopy and upper endoscopy 10 years earlier, they didn’t put me out at all! I watched it all on a TV screen! No anesthesiologist! I guess they made changes because everybody has got to make some money!

OK, this really is the last story! This happened when I was a newbie on Medicare. I had a lump on my foot that at times was causing me severe foot pain. The foot doctor I was referred to made it sound like it was a simple operation that could be done in his office, but when he found out I was on Medicare the whole thing was moved to the hospital and another anesthesiologist was involved! Big bucks, but Medicare paid it. Hallelujah!

So I Went Primal and My Life Changed!

So after spending all this money on healthcare and not really feeling any better I thought I have to do something on my own. At one point in time I did have a doctor tell me to lose weight, but he did not elaborate on how to do it or what was the best way to do it. Doctors, with all the training they get, take only one class in nutrition! So I decided to lose weight with the ultimate goal of getting off my meds. I was taking Type II Diabetes meds and High Blood Pressure meds. The meds had a lot of “side effects”. So after doing some research on the web I decided to turn Primal and my life immediately got better!

Success!

Long story short, I lost 70 pounds and got off all my meds! And guess what? Doctor’s visits have gone way down. Procedures and scans have gone way down. I wish I would have done this a lot earlier because I would have SAVED A LOT OF MONEY! I would have saved my deductible anyway and that amounted to more than $25,000 over those 5 years. That buys a lot of grass fed beef!

The Moral of the Story

The whole Standard American Diet food pyramid is out of whack! Don’t follow it! Carbs are bad! Limit your carbs to as low as you can go. Stop eating sugar and things that turn into sugar. Don’t be overweight! I know in this age of political correctness its not nice to body shame anyone. That you are perfect no matter what. But I’ll tell you from my experience of being overweight for a long period of time, its just not healthy! Lose the weight and you’ll feel better. You’ll cut down on doctor’s visits, health problems, procedures and not to mention all the time saved by not having to do all those things. As the Primal caveman Grok once said, “Live long and drop dead!”

I have a Intro to Primal Class on my website that I charge $21 for. Not a bad deal considering all those insurance premiums and doctor visit prices! Its all about the food!

Please share your thoughts!